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Open Roads Forum  >  General RVing Issues

 > My TT was wrecked by a hail storm.

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obgraham

TriCites WA

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Posted: 10/01/20 11:36am Link  |  Quote  |  Print  |  Notify Moderator

Sounds to me like your cheapest option will be to haul it to a junkyard. Shame.

HarleyEnough

PA

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Posted: 10/01/20 02:01pm Link  |  Quote  |  Print  |  Notify Moderator

Tow it back to your house and file a claim on your home owners insurance. They fixed my truck several years ago when a 20'x10' yard tent in our backyard blew up against and over my truck in a wind storm.


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pasusan

Northernmost PA

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Posted: 10/01/20 02:34pm Link  |  Quote  |  Print  |  Notify Moderator

pianotuna wrote:

Hi Bob,

Part it out. I'm sorry but--even with your labor being free with it sitting soaked for months it is now DOA.

If you miss it--just put some butter over a heating vent in the new RV.
I was thinking the same thing (about the butter)! [emoticon]


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A1ARealtorRick

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Posted: 10/01/20 04:03pm Link  |  Quote  |  Print  |  Notify Moderator

HarleyEnough wrote:

Tow it back to your house and file a claim on your home owners insurance. They fixed my truck several years ago when a 20'x10' yard tent in our backyard blew up against and over my truck in a wind storm.


The word fraud comes to mind, but maybe that's just me.


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dedmiston

The West

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Posted: 10/01/20 04:09pm Link  |  Quote  |  Print  |  Notify Moderator

A1ARealtorRick wrote:

HarleyEnough wrote:

Tow it back to your house and file a claim on your home owners insurance. They fixed my truck several years ago when a 20'x10' yard tent in our backyard blew up against and over my truck in a wind storm.


The word fraud comes to mind, but maybe that's just me.


Yeah, that isn't just a dusting of fraud either. Fudging on the location and date of loss are big no-nos. Something tells me they're even more persnickety about insurance fraud up in CA than we are down here.

I think I'd stick to the zen viewpoint that the OP has already expressed: The rig was good while it lasted and saved him bags of money.

I've never been in jail before, but I think I'd hate it.


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HarleyEnough

PA

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Posted: 10/01/20 04:16pm Link  |  Quote  |  Print  |  Notify Moderator

A1ARealtorRick wrote:

HarleyEnough wrote:

Tow it back to your house and file a claim on your home owners insurance. They fixed my truck several years ago when a 20'x10' yard tent in our backyard blew up against and over my truck in a wind storm.


The word fraud comes to mind, but maybe that's just me.


Nah, I'd be up front with them but call your insurance rep. If you're anything like me then you've paid thousands a year on property, houses, buildings, cars, trucks, trailers, motorcycles. Boats, ect... and never use it. That truck is my only claim in the last 20 years. So when I called they were super happy to help...impressive in fact. Now in my case the picnic canopy and truck were in fact in my yard from my son's birthday party the day before but I know they've told me my home owners will cover other things whether it was on my property or not. Just depends on how good your insurance company is.

HarleyEnough

PA

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Posted: 10/01/20 04:24pm Link  |  Quote  |  Print  |  Notify Moderator

Actually just did a quick Google search and although some homeowners insurance won't cover RVs at all, and some require you to list it, some also cover them even if you store it off the property at a storage lot. This aligns with what I was told by my insurance rep. Even said some will give you a discount for storing it at a professional storage lot because reduced risks. I'd say it's definetely worth a call. They will total it and low ball you but a few grand is better than nothing.

BobsYourUncle

Calgary Alberta Canada

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Posted: 10/01/20 07:25pm Link  |  Quote  |  Print  |  Notify Moderator

pianotuna wrote:

Hi Bob,

Part it out. I'm sorry but--even with your labor being free with it sitting soaked for months it is now DOA.

If you miss it--just put some butter over a heating vent in the new RV.

LOL!
Yup, I will never live that one down!! I'm amazed how many people here remember that, as it was a number of years ago now. I still laugh thinking about it. [emoticon]


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BobsYourUncle

Calgary Alberta Canada

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Posted: 10/01/20 07:33pm Link  |  Quote  |  Print  |  Notify Moderator

HarleyEnough wrote:

Tow it back to your house and file a claim on your home owners insurance. They fixed my truck several years ago when a 20'x10' yard tent in our backyard blew up against and over my truck in a wind storm.

Sorry, but that doesn't sit well with me. Unless I could 100% legitimately claim it, I will eat the loss and know I did the right thing.
I could call the home insurance people, but I would tell them it was not at the home, it was not insured, it was in a paid storage facility miles from home etc. But I still wouldn't feel right about it, so I'm not going to try.

CavemanCharlie

Storden,MN

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Posted: 10/01/20 07:59pm Link  |  Quote  |  Print  |  Notify Moderator

I'm sorry your camper got damaged. I to got hit with Hail this summer but, not that bad. I just have a dimpled TT now.

I agree with the Part It Out suggestion. I helped a friend do that once to a TT. After he parted it out and sold everything salvageable from the inside he then used the frame of the trailer to build a utility trailer. He made money all around.

I will never forget the butter story. I tell it to people around the campfire sometimes. It's always good for a laugh.

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