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Boomerweps

Hills of PA

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Posted: 02/05/21 11:47am Link  |  Quote  |  Print  |  Notify Moderator

I won’t touch Geico. Years ago, in the Navy, my shipmate’s wife worked for GEICO. THEY couldn’t get a policy with GEICO at the time. At that time they kept the rates low and payouts minimal by not insuring young unmarried men, boats, motorcycles, Jeeps, & similar. If you had an accident in the previous FIVE years, they wouldn’t touch you. Any accident, other than extremely low cost and there was NO policy renewal. GEICO was like a surge suppressor, they’ll save you once, then it’s gone!
Cute little gecko be damned!
USAA was formed as a mutual insurance company by several military officers. Initially only serving & retired military officers & candidates were accepted, later all military. Family members can continue as an associate member of the previously insured member., like my daughter. AFAIK, now military veterans are included. That’s one of the ways they keep their prices down, limiting to a more trustworthy subset of the culture.


2019 Wolf Pup 16 BHS Limited, axle flipped
2019 F150 4x4 SCrew SB STX 5.0 3.55 factory tow package, 7000#GVWR, 1990 CC Tow mirrors, TBC


SweetLou

La Quinta, CA USA

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Posted: 02/06/21 05:30am Link  |  Quote  |  Print  |  Notify Moderator

propchef wrote:

SweetLou wrote:

If it was me, I would find out if these companies use OEM parts. I understand they don't and that is why they keep prices low. This is most important to me


I'm thinking you mean OE, not OEM. OEM can absolutely be a crapshoot. OE, not so much.

OEM = Original Equipment Manufacturer
OE = Original Equipment

You get the point


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We love our Westie


Seon

Lake Camanche, CA

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Posted: 02/06/21 09:08am Link  |  Quote  |  Print  |  Notify Moderator

I've had GEICO since 18 yrs old. Decided recently to compare premiums so called my home owner insurance State Farm. Theirs was only $300 less but their coverage was less plus glass replacement was $500 deductible where GEICO was free. Decided to stay with GEICO.

* This post was edited 02/06/21 09:34am by Seon *

Seon

Lake Camanche, CA

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Posted: 02/06/21 09:37am Link  |  Quote  |  Print  |  Notify Moderator

SweetLou wrote:

propchef wrote:



I'm thinking you mean OE, not OEM. OEM can absolutely be a crapshoot. OE, not so much.

OEM = Original Equipment Manufacturer
OE = Original Equipment

You get the point


As they said in Asia, "Same Same".

mudfuel07

North Florida!

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Posted: 02/08/21 01:48pm Link  |  Quote  |  Print  |  Notify Moderator

I've had the Gecko for the last 15 years and love them. The few claims that I've had were handled quickly. We have house, vehicle and RV through them, so the discount is nice. Being in Florida, they are the lowest around.


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