RV.Net Open Roads Forum: Travel Trailers: 1 month old TT totaled?

RV Blog

  |  

RV Sales

  |  

Campgrounds

  |  

RV Parks

  |  

RV Club

  |  

RV Buyers Guide

  |  

Roadside Assistance

  |  

Extended Service Plan

  |  

RV Travel Assistance

  |  

RV Credit Card

  |  

RV Loans

Open Roads Forum Already a member? Login here.   If not, Register Today!  |  Help

Newest  |  Active  |  Popular  |  RVing FAQ Forum Rules  |  Forum Posting Help and Support  |  Contact  

Search:   Advanced Search

Search only in Travel Trailers

Open Roads Forum  >  Travel Trailers  >  General Q&A

 > 1 month old TT totaled?

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Page of 8  
Prev  |  Next
Sponsored By:
philh

Belleville MI

Senior Member

Joined: 05/11/2015

View Profile


Offline
Posted: 05/30/21 07:06pm Link  |  Quote  |  Print  |  Notify Moderator

that 20k trailer will cost you 25+ to replace, if you can even find one.

Walaby

Georgia

Senior Member

Joined: 11/10/2014

View Profile



Good Sam RV Club Member

Offline
Posted: 05/30/21 07:40pm Link  |  Quote  |  Print  |  Notify Moderator

If you paid cash for it then you're not in horrible shape, although a replacement will cost you more.

If you financed it, then you probably owe even after they write the check.

Hopefully you paid cash.

Mike


Im Mike Willoughby, and I approve this message.
2017 Ram 3500 CTD (aka FRAM)
2019 GrandDesign Reflection 367BHS


RetiredRealtorRick

St. Augustine Beach, FL

Senior Member

Joined: 04/17/2020

View Profile



Posted: 05/31/21 12:05pm Link  |  Quote  |  Print  |  Notify Moderator

philh wrote:

that 20k trailer will cost you 25+ to replace, if you can even find one.


Exactly, and, the purpose of any vehicle insurance is "to put you back in the same financial situation you were in prior to the loss" -- that being said, will $18,700 do the trick? If not (and I think not) ask for an amount that will fulfill the insurers obligation, and don't settle for less.


. . . never confuse education with intelligence

Grit dog

Black Diamond, WA

Senior Member

Joined: 05/06/2013

View Profile


Offline
Posted: 06/01/21 12:58pm Link  |  Quote  |  Print  |  Notify Moderator

protel wrote:

Regarding yellow light, I actually entered the intersection right after the light turned green.There was a through vehicle so I waited for it. The green light is kind of short so before long it turned yellow. I don't think I did wrong in that part, it's just I was trying to clear the intersection and speed up, which is actually not necessary and I regret...


Well, these guys are all self proclaimed exspurts and professionals and many of them will look down their hypothetical noses while they bop around at 51mph in the right lane, because they stop towing before afternoon nap time!


2016 Ram 2500, MotorOps.ca EFIlive tuned, 5” turbo back, 6" lift on 37s
2017 Heartland Torque T29

Grit dog

Black Diamond, WA

Senior Member

Joined: 05/06/2013

View Profile


Offline
Posted: 06/01/21 01:04pm Link  |  Quote  |  Print  |  Notify Moderator

protel wrote:

Thanks everyone for the advise. Now I get it it's unwise to keep it.

I actually start to search new TT online but as 2 month before, there alomost no availbility within 300mi for what I need. I really hate to skip this summber since I've already booked a few trips. Plus we got this TT mainly try to take kid travel during COVID, and NOW is when we really need it.

Again, will be nice you guys can comment
1. Is there major safty concern with this TT
2. If I need to junk in the near future, do I just lost my buy back+ fixing cost or I have to pay more?


There's folks posting about "all" the RVs available in "their" areas.
Granted, some are an unrealistic distance, like the east coast. But their not "all" sold out. Widen your search a bit. Spokane looked like the lots were fairly stocked a month ago when I went through.

Bottom line, find one, who cares if you have to make a road trip. Get your insurance figured out. This is an easy, cut a check for the whatever your policy allows, scenario. And get er done!

Don't even consider buying the old one back...

Grit dog

Black Diamond, WA

Senior Member

Joined: 05/06/2013

View Profile


Offline
Posted: 06/01/21 01:09pm Link  |  Quote  |  Print  |  Notify Moderator

JRscooby wrote:

mr_andyj wrote:

JRscooby wrote:

Does anybody think it would be a good idea for there to be some kind of class to take, and test to pass before you can take a trailer out on the streets?

Only socialist, communist, blm and others who want govt intruding completely into their lives.
No, we do not want more licenses and fees and taxes or things listed we cannot do without bb watching over us. dumb!


One of the things I learned in grade school was name calling would never win a argument, but can start a fight.
It might be fun to see what your definitions of terms. But the only part I will address is most posters on this thread are advising the OP to socialize his cost, let all owners or RVs pick up a piece of the cost in our insurance payment.
Is it not 1 of the primary jobs of government to protect the population?


colliehauler wrote:

Heck schools don't even teach drivers ed anymore. I know of people on the forum who have taken a truck driver course for their MDT and 5th wheel.


Yes, some people realize there is a lot that they don't know, and educate themselves. But on a lot of subjects, I don't know enough to ask questions to learn. By OP's description, I bet he has learned that pulling a trailer fit that for him. He is looking at loosing a season of camping, plus his deductible. Bet he, like most would witch about having to pass a test, hind sight he sees that studying for that test might of taught him things he needs to know. At least that uncontrolled trailer did not injure others.


Scooby, you're tracking straight here. But the antagonism sure is strong in the replies you're receiving...

I'm not one for more regs and I already know how to tow a trailer, drive a boat safely, drive a motorcycle well, etc. But there are some genuises among us, that apparently also know how to do these things properly, but can't or won't account for the "least common denominators" out there.
And no I'm not referring to the OP specifically. There are also these things known as mistakes. And people make em, regardless of how "perfect" some people are in theory own minds.

Grit dog

Black Diamond, WA

Senior Member

Joined: 05/06/2013

View Profile


Offline
Posted: 06/01/21 01:13pm Link  |  Quote  |  Print  |  Notify Moderator

Bionic Man wrote:

Seriously? Seems like this whole post/thread should be on April 1......

Well done OP!

[image]




Not sure who you hang with, but in my circles, folks don't just admit a huge mistake, that they didn't make, just to embarrass themselves needlessly....

* This post was edited 06/01/21 04:01pm by Grit dog *

JRscooby

Indepmo

Senior Member

Joined: 06/10/2019

View Profile


Offline
Posted: 06/01/21 02:14pm Link  |  Quote  |  Print  |  Notify Moderator

Grit dog wrote:


Scooby, you're tracking straight here. But the antagonism sure is strong in the replies you're receiving...

I'm not one for more regs and I already know how to tow a trailer, drive a boat safely, drive a motorcycle well, etc. But there are some genuises among us, that apparently also know how to do these things properly, but can't or won't account for the "least common denominators" out there.
And no I'm not referring to the OP specifically. There are also these things known as mistakes. And people make em, regardless of how "perfect" some people are in theory own minds.


Ever wonder what the population of Lake Woebegone, where all the children are above average is?
I learned about fast acceleration while turning a trailer at about 11 YO when I jerked a wagon load of hay with a Jubilee Ford.
Things about driving and towing seam to come natural to me but I can't ever find what I want to know on the net. If there was any chance of property damage, let alone somebody hurt, I would take classes and a test before I logged on.
Many people do not know how much they don't know about towing. If there was a license requirement many would witch but most would learn.
Of course, hint of more government regulation starts attacks and push back. But the only reason against ever given is "More government regulation". Maybe if it came from insurance companies it would be better. Compare to health care; Talk about Death Panels starts a portion of population foaming at the mouth. The fact that ins. co. make the same kind of decisions every day to protect profit is not even considered.

deltabravo

Spokane, WA

Senior Member

Joined: 09/08/2003

View Profile


Offline
Posted: 06/02/21 06:27am Link  |  Quote  |  Print  |  Notify Moderator

When towing - never try "speeding up" to beat the traffic or a traffic light.

I'd take the 18,700 and pay off the loan (if there is one) on the broken TT and then start shopping again.

* This post was edited 06/02/21 06:33am by deltabravo *


2009 Silverado 3500HD Dually, D/A, CCLB 4x4 (bought new 8/30/09)
2018 Arctic Fox 992 with an Onan 2500i "quiet" model generator

Grit dog

Black Diamond, WA

Senior Member

Joined: 05/06/2013

View Profile


Offline
Posted: 06/02/21 09:54am Link  |  Quote  |  Print  |  Notify Moderator

^Unless of course the OP has stated value or replacement cost or fair market value etc etc.
OP is playing into the hands of the insurance company by not knowing his policy and seems to be blissfully ignorant to figuring that out. “That “ is what’s important and where the money is at now.
Trailer is done....it’s fooked. Gather your belongings out of it and wait for the correct settlement with insurance.
There’s about a 98% chance that the insurance first offer is lower than wha the max allowable by the policy is. Fortunately, some folks haven’t experienced how insurance companies worked nor had the “pleasure “ of negotiating with them.
Unfortunately, some folks haven’t had the experience or gained the knowledge about the importance of contracts and negotiations. And insurance companies LOVE these people!
OP
1. Learn what your policy is good for. Hire someone to interpret it or something, if you need to. Don’t guess.
2. If it’s at all based on replacement, YOU do the legwork. Find comparable new trailers, they exist, and get the TOTAL cost to have one sitting in your driveway.
3. Slow down around the corners! Lol.

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Page of 8  
Prev  |  Next

Open Roads Forum  >  Travel Trailers  >  General Q&A

 > 1 month old TT totaled?
Search:   Advanced Search

Search only in Travel Trailers


New posts No new posts
Closed, new posts Closed, no new posts
Moved, new posts Moved, no new posts

Adjust text size:




© 2021 CWI, Inc. © 2021 Good Sam Enterprises, LLC. All Rights Reserved.