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Open Roads Forum  >  General RVing Issues

 > Can I rent your RV?

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DarkSkySeeker

Freestone, California

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Posted: 08/03/21 09:46am Link  |  Quote  |  Print  |  Notify Moderator

My friend asked me if she and her boyfriend could rent my RV. They are both 60+ and capable. I don't know him, but I know her. She is responsible and I trust her with life's issues, but my immediate thought was "NO!".

I don't owe her any reasoning, but my reasons are the wear and tear on the unit and general risks. This especially applies to the likelihood that something will happen to it while on the road, just as something likely would happen to me while on the road. Then in my mind the RV, our relationship, and my obligation to deal with any issues resulting from their use would ensue.

Your thoughts?


There is something special about camping in an RV.
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mr_andyj

Georgia

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Posted: 08/03/21 10:02am Link  |  Quote  |  Print  |  Notify Moderator

If they don't know RV then they will break something.
I used to buy and sell one RV/camper per year. Everytime, sorry wives, the wife would come in and pull or yank on a cabinet door that had a safety latch. I got to expect it and prevent it, but it took several broken latches to learn that people just think they can yank, pull, and generally terrorize the RV if it does not work like they think it should, not knowing it is latched for driving or other peculiar things you find in an RV... Guys do the same, but the women always try to operate things without getting instructions...

There is a whole lot to communicate to your friend on how to operate an RV, it will overwhelm them possibly... dont park off-level without turning off the fridge, dont do this... dont do that... Yes, you are risking them unknowingly breaking stuff.

That said, I know people who do rent, and you just charge enough to cover the expected damage.
Here is one for example, Im not advertising anything, but this gives you an idea of what they charge and how it all works on the professional side.
RV Rental Alabama

There are many others you can do a non-google internet search for and find. Seems there are companies that can handle the rental for you, similar to renting a vacation cabin....

I dont loan my RV out. I let a family member take a C out and it came back a mess

rlw999

Washington State

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Posted: 08/03/21 10:04am Link  |  Quote  |  Print  |  Notify Moderator

DarkSkySeeker wrote:

My friend asked me if she and her boyfriend could rent my RV. They are both 60+ and capable. I don't know him, but I know her. She is responsible and I trust her with life's issues, but my immediate thought was "NO!".

I don't owe her any reasoning, but my reasons are the wear and tear on the unit and general risks. This especially applies to the likelihood that something will happen to it while on the road, just as something likely would happen to me while on the road. Then in my mind the RV, our relationship, and my obligation to deal with any issues resulting from their use would ensue.


I'd think insurance alone would be enough of a reason. If they "borrow" it for free, they *might* be covered under your policy (which means any insurance claims will be against your policy, even if it's their fault).

If they rent it, then your regular policy would almost certainly not cover it. You may say "Well we would tell the insurance company they borrowed it, not that they rented it", but if something bad happens like a blowout and they run off the road and get injured, then when they sue you and/or your insurance company to pay their medical bills, then the rental payment may be revealed. Even if you're certain that they wouldn't sue you for any reason, their own medical insurance may sue on their behalf to cover the medical claims.


If you really want to do this, check with one of the RV Share rental places to see what their insurance requirements are, and maybe list your RV with that site and have them rent through there so you're covered by whatever liability insurance the rental site provides.

Lwiddis

Monterey, California

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Posted: 08/03/21 10:13am Link  |  Quote  |  Print  |  Notify Moderator

A newbie pulling my TT...disaster waiting to happen. And it is MY bed!


Winnebago 2101DS TT & 2020 Chevy Silverado 1500 LTZ Z71, 300 watt solar-parallel & MPPT, Trojan T-125s. TALL flag pole. Prefer boondocking, USFS, COE, BLM, NPS, TVA, state camps. Bicyclist14 yr. Army vet-11B40 then 11A - (MOS 1542 & 1560) IOBC & IOAC grad


wowens79

Georgia

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Posted: 08/03/21 10:17am Link  |  Quote  |  Print  |  Notify Moderator

No way, there are just to many quirky things about RV's. To many things that can go wrong, clipping a curb and bending an axle, leaving the antenae up and breaking it. Wrecks, even just minor fender benders from not being used to towing a 30' box. Forgetting to store things and damaging inside on the road.

I'd never ask someone to borrow an RV, or boat, there is just to big a chance of messing something up accidentally be know knowing things. The fact that they would ask tells me they don't know enough to handle it.


2002 Chevy Silverado 1500HD 6.0l 241k miles and climbing
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dedmiston

The West

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Posted: 08/03/21 10:19am Link  |  Quote  |  Print  |  Notify Moderator

rlw999 wrote:

I'd think insurance alone would be enough of a reason. If they "borrow" it for free, they *might* be covered under your policy (which means any insurance claims will be against your policy, even if it's their fault).


Not to be nit-picky, but if they rent it (signed contract + rental payment), then it will be covered under the renter's liability policy just like a rental car. It's a scenario that most people don't understand, but typical liability policies cover rentals. The renter's liability policy covers damage to the trailer as well as damage to any other parties (property damage and/or bodily injury) according to the renter's policy limits.

Having said that, renting out an RV sounds like a horrible idea to me.


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JimK-NY

NY

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Posted: 08/03/21 10:23am Link  |  Quote  |  Print  |  Notify Moderator

No way. There is a big issue with insuring an older RV. My insurance will cover relatively little because the RV has in theory greatly depreciated. I have maintained it in near perfect condition so it is like new as far as I am concerned. If I had to replace it, the insurance would pay only a very small portion of the replacement cost.

rlw999

Washington State

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Posted: 08/03/21 11:00am Link  |  Quote  |  Print  |  Notify Moderator

dedmiston wrote:

rlw999 wrote:

I'd think insurance alone would be enough of a reason. If they "borrow" it for free, they *might* be covered under your policy (which means any insurance claims will be against your policy, even if it's their fault).


Not to be nit-picky, but if they rent it (signed contract + rental payment), then it will be covered under the renter's liability policy just like a rental car. It's a scenario that most people don't understand, but typical liability policies cover rentals. The renter's liability policy covers damage to the trailer as well as damage to any other parties (property damage and/or bodily injury) according to the renter's policy limits.

Having said that, renting out an RV sounds like a horrible idea to me.


Not all car insurance will cover a rental car, and may provide less or no coverage for an RV. And unlike a rental company that has an air-tight contract spelling out their liability, someone renting an RV to a friend has no such contract. If there's a catastrophic accident, I'd still expect the renter to come after the owner and his insurance.

wing_zealot

East of the Mississippi

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Posted: 08/03/21 11:01am Link  |  Quote  |  Print  |  Notify Moderator

Mines for rent, about $5K per day with a 1 week minimum. Actually, everything I own can be yours if the price is right.

way2roll

Wilmington NC

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Posted: 08/03/21 11:08am Link  |  Quote  |  Print  |  Notify Moderator

As someone who formerly owned an RV rental business - do what you want but RV rentals is not for the meek. RV rentals is a business and as such has specific types of insurance needs. Riders on existing policies may cover you. But aside from RV's being so unique to folks that don't know which incorporates risk, it's a good way to ruin a relationship. RV's aren't like cars, or even houses. I'd probably let close family borrow it, but no to friends who want to rent it.


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