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Open Roads Forum  >  Beginning RVing

 > Need help to buy Rv Trayler

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Rick Jay

Greater Springfield area, MA

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Posted: 12/17/21 01:04pm Link  |  Quote  |  Print  |  Notify Moderator

gcosio....IF that's your real name! LOL Just kidding!!! [emoticon]

Like anything on the internet, you need to have a "tough skin" sometimes around here and just ignore some comments. In most cases, folks here don't deliberately try to berate others, but it sometimes comes across that way, even when they feel like they might be helping others. Hey...we're all wrong once in a while! [emoticon]

Seriously, though, PLEASE feel free to ask questions here. Now that you're an owner, you're going to have LOTS more questions than you probably ever imagined. These Forums can be a tremendous source of information. Just browsing through previous posts can often get you quickly up to speed.

By the way, about my only gripe with this forum right along has been that the "Search" feature is sub-standard, in my opinion. So if you try to search for something and don't get a proper return, don't worry about it. Just start a new thread in the appropriate area with your question. Even if it's something that's been asked before, we'll be happy to answer for you, or perhaps, do a search for you and post the related links. (Many of us have A LOT of experience here, so we get a bit better at successful searches....but it still gets to be a frustrating experience sometime.)

Oh, and if you haven't noticed, there is an entire area on Travel Trailers, so I would recommend you start getting familiar with that area as well. Here it is: Travel Trailers.

Good Luck with your new RV and hope to see you around the forums!!!

~Rick


2005 Georgie Boy Cruise Master 3625 DS on a Workhorse W-22
Rick, Gail, 1 girl (25-Angel since 2008), 1 girl (20), 2 boys (21 & 18).
2001 Honda Odyssey, Demco Aluminator tow bar & tow plate, SMI Silent Partner brake controller.


gcosio

dallas

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Posted: 12/18/21 12:57pm Link  |  Quote  |  Print  |  Notify Moderator

n additional query for the Mallard M185 model with these features:
Dry Weight3,632 lbs.
Payload Capacity786 lbs.
GVWR4,450 lbs.
Hitch Weight484 lbs.
What type of Truck Model do you recommend?

spoon059

Just north of D.C.

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Posted: 12/18/21 05:54pm Link  |  Quote  |  Print  |  Notify Moderator

OP, not sure if you've paid for your trailer yet or not.

When we bought ours, we paid for it with a home equity line of credit. With mortgage rates so low now, that could potentially save you a LOT of money. We paid ours off in about 3 years, so it worked out great for us.

Any full size pickup (half ton or better) should pull that camper. The biggest thing to consider is PAYLOAD. Thats the amount of weight you can add to the truck. That includes passengers, hitch weight, firewood, bikes, grill, chairs, etc. Your trailer is pretty small and light, so you have lots of options.

If you have a growing family and plan to upgrade to a bigger trailer, I'd suggest you start looking at a 3/4 or 1 ton truck to future proof.


2015 Ram CTD
2015 Jayco 29QBS

way2roll

Wilmington NC

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Posted: 12/19/21 11:57am Link  |  Quote  |  Print  |  Notify Moderator

Grit dog wrote:

Good to hear, best of luck, have fun and apologies for the insinuation.


Guess you rested your case too soon. Hope you're not a lawyer.


2020 F350 STX 6.7L Turbo Diesel
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Grit dog

Black Diamond, WA

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Posted: 01/01/22 02:50pm Link  |  Quote  |  Print  |  Notify Moderator

way2roll wrote:

Grit dog wrote:

Good to hear, best of luck, have fun and apologies for the insinuation.


Guess you rested your case too soon. Hope you're not a lawyer.


Lol! Right?
I sometimes get stuck between “are they a spammer?” And “could they really be this clueless?”


2016 Ram 2500, MotorOps.ca EFIlive tuned, 5” turbo back, 6" lift on 37s
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philh

Belleville MI

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Posted: 01/02/22 07:42am Link  |  Quote  |  Print  |  Notify Moderator

With that length of loan you're going to have a very very expensive "toy" that will continue to depreciate. If you're going with 140 month loan, it tells me you are trying to manage payments. Run the numbers out and look at the total. It will be frightening.

Grit dog

Black Diamond, WA

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Posted: 01/02/22 01:40pm Link  |  Quote  |  Print  |  Notify Moderator

philh wrote:

With that length of loan you're going to have a very very expensive "toy" that will continue to depreciate. If you're going with 140 month loan, it tells me you are trying to manage payments. Run the numbers out and look at the total. It will be frightening.


Not sure how financially destitute one needs to be for this to be “frightening.” Assuming they paid an avg price of about $18k, it’s like $160ish per month and about $5k total in interest. Only about $2k more than a 60 month loan.
Will they be upside down on it? For sure. But this is such a small cost/investment, it’s really pretty insignificant. It will only be painful when they’re still paying for the camper and it’s long gone. (Unless they can take real good care of it and keep it for 15 years or more)
It’ll become a poor choice if/when they sell it in a few years or want to upgrade and take a bath on it.
Although it’s worse if they got sold on a bunch of other **** like she was asking about. Hopefully not gullible enough to buy the warranty, gap, dealer provided hitch etc.

Sjm9911

New Jersey

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Posted: 01/02/22 05:05pm Link  |  Quote  |  Print  |  Notify Moderator

You may want to look into gap insurance. If its the same as on a car, if totalled, you dont pay the extra. Example, on a car, you loose 10k by driving it off the lot. If it gets totalled the second day you own it, insurace pays you 10k less for what your into it. You still need to buy a new car, but you still owe the 10k for the last one to the lender , so add 10k to your 2nd new car payments. With gap insurance you dont owe that extra 10k. Something to think about.


2012 kz spree 220 ks
2020 Silverado 2500
Equalizer ( because i have it)
Formerly a pup owner.

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