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way2roll

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Posted: 01/09/22 10:37am Link  |  Quote  |  Print  |  Notify Moderator

Plenty of CG's at the beach without actually being on the sand. I know Myrtle beach has several just in one town. You can still hear the ocean and if your site is right, see it over the dunes. Given the recent high tides and beach erosion on the east coast I would be afraid that you might run out of beach at a bad time, like in the middle of the night. Recently, around here King tides and unusual high tides come in right at the foot of the dunes.


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Posted: 01/09/22 01:29pm Link  |  Quote  |  Print  |  Notify Moderator

Sounds like challenging fun for the DAAHNW. I will pass

BurbMan

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Posted: 01/11/22 05:37am Link  |  Quote  |  Print  |  Notify Moderator

When we lived on Long Island our regular camping spot was the beach at Montauk. Used to pull the 34' TT out into the soft sand with the Suburban. The trick is to air down the tires on the truck AND trailer to 15 psi, 12 if the sand is really soft. Use 4WD LO range and go slow, You can start/stop with ease.

Avoid what looks like hard-packed sand down by the waterline, if you hit a soft spot it will be like quicksand and 10x harder to get out of vs. getting stuck in dry sand.

Way2roll, we have been woken up a few times to water under the trailer when storms at sea combined with a full moon to create a tidal surge making an unusually strong high tide. Gotta have insurance, because if you have to evacuate, you ain't taking the trailer with you...

All that said, there is nothing like camping on the beach! The memories are truly lasting, since you never ever quite get all of the sand out of the camper...

[image]


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valhalla360

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Posted: 01/11/22 07:19pm Link  |  Quote  |  Print  |  Notify Moderator

BurbMan wrote:

Gotta have insurance, because if you have to evacuate, you ain't taking the trailer with you...


Have you confirmed (in writing) with your insurance that they would cover you if you parked in the tidal area and lost the rig?


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dedmiston

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Posted: 01/11/22 08:31pm Link  |  Quote  |  Print  |  Notify Moderator

valhalla360 wrote:

BurbMan wrote:

Gotta have insurance, because if you have to evacuate, you ain't taking the trailer with you...


Have you confirmed (in writing) with your insurance that they would cover you if you parked in the tidal area and lost the rig?


I would be very surprised to see a No Beach Camping exclusion in the policy. I used to work in claims and we covered everything but fraud.

Read your policy though. They're pretty simple to read.


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BurbMan

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Posted: 01/11/22 08:51pm Link  |  Quote  |  Print  |  Notify Moderator

valhalla360 wrote:

Have you confirmed (in writing) with your insurance that they would cover you if you parked in the tidal area and lost the rig?


This is a Suffolk County Park, they charge a nightly use fee, issue a permit to camp here and it's patrolled by State Park Police. This pic happens to be in early April, it's not like this in the summer....The county operates many campgrounds in the same fashion and if it represented undue risk to property or occupants they would not permit camping activity at this location. I could be at a park 1000 miles inland and have a tree fall on my camper...no trees here at the beach. Risk is not greater, just different, that's why we have insurance. I'm insured with USAA for 45 years, they have always been a stand up company (although now their RV insurance is through progressive.)

gkainz

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Posted: 01/13/22 06:55am Link  |  Quote  |  Print  |  Notify Moderator

We were at Mustang Island last week but camped on the paved campground. I had the same thoughts about the unimproved camping on the beach as the OP. We walked the beach area and it didn’t look like anyone was having issues on the sand (except for wind driven sand blowing everywhere!).


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valhalla360

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Posted: 01/13/22 06:55pm Link  |  Quote  |  Print  |  Notify Moderator

dedmiston wrote:

valhalla360 wrote:

BurbMan wrote:

Gotta have insurance, because if you have to evacuate, you ain't taking the trailer with you...


Have you confirmed (in writing) with your insurance that they would cover you if you parked in the tidal area and lost the rig?


I would be very surprised to see a No Beach Camping exclusion in the policy. I used to work in claims and we covered everything but fraud.

Read your policy though. They're pretty simple to read.


I doubt they get that specific but I do know if you take a jeep off roading many policies won't cover it, so beach camping, you may need to consider the nature of the access. Some are officially roads, so in theory you should be OK. Others, it's allowed but not considered a road and if they decide you did something obviously stupid, they may try to deny the claim.

Again, better to check with your actual agent (in writing) rather than hope for the best.

dedmiston

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Posted: 01/14/22 07:05am Link  |  Quote  |  Print  |  Notify Moderator

I would never trust the agent. Just read your policy. It’s a very clear contract.

valhalla360

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Posted: 01/14/22 06:51pm Link  |  Quote  |  Print  |  Notify Moderator

dedmiston wrote:

I would never trust the agent. Just read your policy. It’s a very clear contract.


The policy likely won't clearly state "beach camping is OK and we'll cover a loss if the tide washes your RV away."

It will be in much more generic legal language, written by lawyers with caveats and here-to-fors, etc.... An email with response on the other hand can address the specific concern in layman's language. As an authorized agent, the insurance company will have difficulty fighting the claim if you show them the response.

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