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DallasSteve

Texas

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Posted: 10/14/22 10:54am Link  |  Quote  |  Print  |  Notify Moderator

I spoke to a representative at eHealth and I think I have found a plan that will work, at least for the beginning of 2023. It is a PPO Medicare Advantage plan from Humana available in my zip code. It gives me back $110 per month of the Part B premium. It includes a travel coverage provision that allows me to get the standard rates from any in network provider in the USA. However, when they find out I have moved they will probably cancel the plan and I will have to look for a new plan. I plan to leave my address as is and get all of my correspondence via email. When Medicare discovers I have moved they will probably notify Humana and the clock will start ticking. I will also set up a virtual mailbox in Dallas and I may do a search for plans in that zip code to see if Humana offers something there and I may update my address when I leave Texas.





bgum

South Louisiana

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Posted: 10/14/22 11:08am Link  |  Quote  |  Print  |  Notify Moderator

NamMedevac 70 wrote:

begum seems you are out voted again as many many RVers like and use AARP. Happy trails to you.


Gee if I had known you were counting votes I would have called in Roger Stone to certify the results.

Popular doesn't equal best.

Cheers

stickdog

Somewhere, USA

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Posted: 10/14/22 11:56am Link  |  Quote  |  Print  |  Notify Moderator

DallasSteve wrote:

I spoke to a representative at eHealth and I think I have found a plan that will work, at least for the beginning of 2023. It is a PPO Medicare Advantage plan from Humana available in my zip code. It gives me back $110 per month of the Part B premium. It includes a travel coverage provision that allows me to get the standard rates from any in network provider in the USA. However, when they find out I have moved they will probably cancel the plan and I will have to look for a new plan. I plan to leave my address as is and get all of my correspondence via email. When Medicare discovers I have moved they will probably notify Humana and the clock will start ticking. I will also set up a virtual mailbox in Dallas and I may do a search for plans in that zip code to see if Humana offers something there and I may update my address when I leave Texas.


Why not setup an address with escapees and at the same time find what options are available with supplemental plans. Your find of a PPO with travel sounds as only good within the Humana family. Not a true PPO and they have to pay you to join? Ever wonder why?


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DallasSteve

Texas

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Posted: 10/14/22 12:15pm Link  |  Quote  |  Print  |  Notify Moderator

stickdog wrote:


Why not setup an address with escapees and at the same time find what options are available with supplemental plans. Your find of a PPO with travel sounds as only good within the Humana family. Not a true PPO and they have to pay you to join? Ever wonder why?

The eHealth rep discussed a supplemental health plan with me. She said it would cost at least $60 per month and I would be giving up the $110 per month rebate. That's $2,000 per year. If the supplemental health plan doesn't save me at least $2,000 per year I'm losing money. I'm in good health and I've spent about $200 on health costs this year. The last few years have been like that. I'm willing to gamble my health will stay good for a few more years. I'm doing everything right on that front. I have savings if I'm wrong and all the insurance plans have annual limits. But thanks for the suggestion.

NamMedevac 70

Reno

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Posted: 10/14/22 12:43pm Link  |  Quote  |  Print  |  Notify Moderator

bgum wrote:

NamMedevac 70 wrote:

begum seems you are out voted again as many many RVers like and use AARP. Happy trails to you.


Gee if I had known you were counting votes I would have called in Roger Stone to certify the results.

Popular doesn't equal best.

Cheers


I feel sorry for you and your extreme jealousy. Your cheap attempt at politics is just that cheap. Take a pill and chill. Hope you get well soon and over your southern sunburn

* This post was edited 10/14/22 12:53pm by NamMedevac 70 *

bgum

South Louisiana

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Posted: 10/14/22 01:09pm Link  |  Quote  |  Print  |  Notify Moderator

Gosh I must have struck a nerve.

NamMedevac 70

Reno

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Posted: 10/14/22 01:49pm Link  |  Quote  |  Print  |  Notify Moderator

bgum wrote:

Gosh I must have struck a nerve.


Again you assume too much Mr. Snob the loo

nickthehunter

Southgate, MI

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Posted: 10/14/22 08:51pm Link  |  Quote  |  Print  |  Notify Moderator

DallasSteve wrote:

I spoke to a representative at eHealth and I think I have found a plan that will work, at least for the beginning of 2023. It is a PPO Medicare Advantage plan from Humana available in my zip code. It gives me back $110 per month of the Part B premium. It includes a travel coverage provision that allows me to get the standard rates from any in network provider in the USA. However, when they find out I have moved they will probably cancel the plan and I will have to look for a new plan. I plan to leave my address as is and get all of my correspondence via email. When Medicare discovers I have moved they will probably notify Humana and the clock will start ticking. I will also set up a virtual mailbox in Dallas and I may do a search for plans in that zip code to see if Humana offers something there and I may update my address when I leave Texas.
The key words in your post that will screw you over is “any in network provider”. Good luck finding one; especially a specialist.

Scottiemom

Florida

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Posted: 10/15/22 06:19am Link  |  Quote  |  Print  |  Notify Moderator

I caution against skimping on coverage due to "I'm in good health" because we don't normally stay that way as we age. With aging brings health challenges to the healthiest of us. I, too, am in good health, but a fall, an accident, etc., can happen to anyone and your health care plan needs to be in place prior.

My Medicare and AARP is not the cheapest, but I think it's the best.

Dale


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LouLawrence

Traveling the US!

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Posted: 10/15/22 08:19am Link  |  Quote  |  Print  |  Notify Moderator

We travel full time and have for many years. I am in excellent health but have been battling a pinched nerve in my neck. Long story short, I ended up with MRI, surgery, neurosurgeon, 2 nights hospital. Now sitting for 3 months with no driving but traditional Medicare and a part F supplement appears to be covering it all but expect some bills for the required deductible payments.

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